Unsecured Lines of Credit
Personal and Business
Rates As Low As 7.99% Fixed!!!

Personal Loans and Lines of Credit, Both Secured and
Unsecured and Credit Cards

Personal Unsecured Loans: $5,000 - $100,000

- 700 minimum Experian credit score.
- No bankruptcies, foreclosures, or major repossessions.

- Debt ratio must be under 50%.

- Must have established credit with limits of at least $5,000 on any
unsecured tradelines.

Business Unsecured Loans: $5,000 - $500,000

- 700 minimum Experian credit score.
- No bankruptcies, forclosures, or major repossessions.

- Debt ratio must be under 50%. ( MUST BE FULL DOC )

- Business must be established for at least 2 years.

- All partners on business must qualify. (Unless a partner has 80% or
more majority ownership.)

- Must have established credit with limits of at least $5,000 on any
unsecured tradelines.

Personal Unsecured Credit Cards: $500 - $50,000

- 620 minimum Experian credit score.

- Debt ratio must be under 50%.

- Little to NO credit history is OK !

- Limited documentation program is available !

4)
Business Unsecured Credit Cards: $500 - $100,000

- 620 minimum Experian credit score.

- Debt ratio must be under 50%.

- Start up businesses OK !

- Limited documentation program is available !

Secured Personal Loans: $5,000 - $250,000

- 650 minimum Experian credit score.
- No Bankruptcies, foreclosures, or major repossessions.

- Debt ratio must be under 50%.

- Types of collateral accepted

1) money in personal bank accounts.

2) money market accounts, CD‘s.

3) paid off vehicle.

4) retirement plans. (401K, IRA )

5) real estate.

Secured Business Loans: $5,000 - $500,000

- 650 minimum Experian credit score.

- No Bankruptcies, foreclosures, or major prepossessions.

- Debt ratio must be under 50%.
- Types of collateral accepted

1) Accounts receivable.

2) Money in business bank accounts.

3) Loan against monthly gross credit card sales.

4) Business equipment.

5) ANY business assets.

Other Facts

Any applicant that is not a US citizen must be a permanent resident and
will need to provide us with a green card number and expiration date.  
Lately we have also been encouraging applicants to apply jointly using a
spouse for personal applications and a partner for business applications.
Joint applications are much stronger than a single application, we are
able to obtain almost double with a co-applicant. For business
applications, the lender will require any partner with 20% or more
ownership in the business, to be included in the application.

Please fill out the submission form completely to be contacted.
Your name:
Email:
Phone number:
Your Experian Credit Score:
How did you find our site:
Loan or Line type and amount requested (unsecured or secured, personal
or business, or credit card):
Do you need even
larger amounts of
unsecured lines of
credit??? Then please
check out our Shelf
Corporation program
here...
Shelf Corporations