Unsecured Lines of Credit
Personal and Business
Personal and Business
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| Rates As Low As 7.99% Fixed!!! Personal Loans and Lines of Credit, Both Secured and Unsecured and Credit Cards Personal Unsecured Loans: $5,000 - $100,000 - 700 minimum Experian credit score. - No bankruptcies, foreclosures, or major repossessions. - Debt ratio must be under 50%. - Must have established credit with limits of at least $5,000 on any unsecured tradelines. Business Unsecured Loans: $5,000 - $500,000 - 700 minimum Experian credit score. - No bankruptcies, forclosures, or major repossessions. - Debt ratio must be under 50%. ( MUST BE FULL DOC ) - Business must be established for at least 2 years. - All partners on business must qualify. (Unless a partner has 80% or more majority ownership.) - Must have established credit with limits of at least $5,000 on any unsecured tradelines. Personal Unsecured Credit Cards: $500 - $50,000 - 620 minimum Experian credit score. - Debt ratio must be under 50%. - Little to NO credit history is OK ! - Limited documentation program is available ! 4) Business Unsecured Credit Cards: $500 - $100,000 - 620 minimum Experian credit score. - Debt ratio must be under 50%. - Start up businesses OK ! - Limited documentation program is available ! Secured Personal Loans: $5,000 - $250,000 - 650 minimum Experian credit score. - No Bankruptcies, foreclosures, or major repossessions. - Debt ratio must be under 50%. - Types of collateral accepted 1) money in personal bank accounts. 2) money market accounts, CD‘s. 3) paid off vehicle. 4) retirement plans. (401K, IRA ) 5) real estate. Secured Business Loans: $5,000 - $500,000 - 650 minimum Experian credit score. - No Bankruptcies, foreclosures, or major prepossessions. - Debt ratio must be under 50%. - Types of collateral accepted 1) Accounts receivable. 2) Money in business bank accounts. 3) Loan against monthly gross credit card sales. 4) Business equipment. 5) ANY business assets. Other Facts Any applicant that is not a US citizen must be a permanent resident and will need to provide us with a green card number and expiration date. Lately we have also been encouraging applicants to apply jointly using a spouse for personal applications and a partner for business applications. Joint applications are much stronger than a single application, we are able to obtain almost double with a co-applicant. For business applications, the lender will require any partner with 20% or more ownership in the business, to be included in the application. Please fill out the submission form completely to be contacted. |
| Do you need even larger amounts of unsecured lines of credit??? Then please check out our Shelf Corporation program here... Shelf Corporations |
