Unsecured Lines of Credit
Personal and Business
Personal and Business
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| Unsecured Lines of Credit up to $500,000!!! Personal Loan, Start Up Business & Debt Consolidation UNSECURED PERSONAL LOANS $10,000 to $100,000 680 or better credit score on Experian. No Derogatory For the last ten years (i.e. No BK, Repossessions, Foreclosure, Collections, Charge-Offs) Med. Collections and a few late payments can be OK Preferably a Verifiable Income for all applicants (husband and wife) (i.e. Current pay stubs are the only documents our banks accept for verification) If no verifiable income we can do a stated deal using stated Personal income, but if Unemployed or no job in the last three months we will need client to be able to come up with a family or friend that owns a business in their area and will claim that they are employed. Typically banks do not verify this employment. The range of money that we can get a individual for start up or personal needs that meets these requirements is anywhere from 10K-75K- Depending on the state up to 100K. That’s the range and never usually more. Also that it may take multiple lenders to achieve the higher dollar amounts, and the client needs to be willing to accept that. BUSINESS LOANS & CREDIT LINES FROM $10,000 to $500,000 660 or better credit score on Experian. No Derogatory. For the last ten years (i.e. No BK, Repossession, Foreclosure, Collections, Charge-Offs) Med. Collections and a few late payments can be OK Preferably a Verifiable Income with the Business (i.e. Tax returns are the only documents our banks accept for business verification) If no verifiable income we can do a stated deal, using stated gross income and net profit, but should preferably not be a home based business. And all business owners must be in business for more than 2 years. Client should have documents proving when their company was formed (i.e. Articles of Incorporation and /or documents from the state they are in) The range of money that we can get business owners that meet these requirements is anywhere from $10K-175K, depending on the state up to $200K. That’s the range and usually never more. Also that it may take multiple lenders to achieve the higher dollar amounts, and the client needs to be willing to accept that. For other business financing, please visit our Business Loans and SBA Lending pages. Please fill out the submission form completely to be contacted. |